First National Bank of Sidney Nebraska : CHECKING

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CHECKING

Simply Free Checking

• No minimum balance requirement

• No monthly service/activity fees

• First box of wallet style safety paper checks free

• $50.00 minimum deposit to open

Recommended for depositors under the age of 55 who will carry an average balance of $1,000 or less

55+ Free Interest Checking

• No minimum balance requirement

• No monthly service/activity fees

• First box of wallet style safety paper checks free

• Free or discounted small safe deposit box (based on availability)

• Interest paid on all balances

• $50.00 minimum deposit to open

Recommended for depositors aged 55 or older

Premier Checking

• No fees or charges when you keep a balance above $1,000.00

• First box of wallet style safety paper checks free

• Maintenance fee of $10.00 when the daily balance falls below $1,000.00

• No activity fees

• Interest paid on all balances

• $50.00 minimum deposit to open

Tiered Rate Account, discuss rates with a PWCB Representative today!

Money Market Checking

• Earn interest when your daily account balance is over $2,500.00. Rate tiered, the higher your balance the higher your rate

• First box of wallet style safety paper checks free

• No fees or charges when you keep a daily balance of $2,500.00

• Monthly maintenance fee of $8.00 when the daily balance falls below $2,500.00

• Limitations of the number of withdrawals

• $50.00 minimum deposit to open

Tiered Rate Account, discuss rates with a PWCB Representative today!

At Points West Community Bank we offer a variety of products and services to meet your individual needs. Our full service bank offers the following services in addition to your PWCB checking account:

-ATM Card

-VISA Debit Card

-Over Draft Protection

-FREE Online Banking

-FREE Online Bill Pay

-FREE Check Images with Monthly Statement

-FREE Identity Theft Protection and Recovery Services

-24 Hour Toll Free Telebank Services 1-800-361-5187

EQUALHOUSINGLENDER.MEMBERFDIC.